How to reduce Debt Stress

Reduce debt

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Many of us worry about our ability meet a loan or some other debt repayment and this causes debt stress.   It has become so easy for us to pay for what we want with credit cards whereas in the past we may have saved for it.

Negative stress from money worries is blamed for all sorts of physical ailments such as hypertension, insomnia, obesity and hives to mention just a few. Did you know that you are more likely to have health problems than those people who are debt free?  Why is that do you think?  Well, worrying about money causes anxiety, sleeping problems, anger and other behavioral problems and affects our overall physical health.

There are some ways you can help yourself with debt stress and these are:

Talk about it
That sounds simple doesn’t it but many of us don’t seek help.  Unresolved frustration leads to negative stress.  Fix the frustration and you fix the stress.  See a financial adviser or bank and for our health you should consult a doctor.

Understand why
Look into why this has come about and accept what you can’t change now and change what you can.

Exercise
Meditation and exercise can reduce stress and tension.

Look at how you react to stress
What can you do to change this?

These are just 4 ways you can help your current situation but long term planning will help you avoid the problems in the future.  Don’t forget to stay positive and practical and don’t less debt stress get to you.

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Breathing your way through Anxiety

Did you know you can breathe your way through anxiety?

As you get older you no longer get the same amount of oxygen to your lungs as you used to when you were younger.  If you shallow breathe like I do then you will build up more carbon dioxide in your lungs.  This does not help you when you get anxious and can actually lead you to a panic attack.

When you are anxious you also rapid breathe which not only can lead to overall tiredness but is not good for your heart.  It only takes about 5 minutes a day to freshen that stale air that is accumulating and this you can do anytime of the day but at night time these exercises will also relax your for a better sleep.

Here are 3 exercises you can try:

1.  Place your hands on your stomach just below your rib case and slowly breath in and feel your ribs expanding.  slowly breathe out all the way as much as you can.

2. Humming exercises (now don’t laugh) are also helpful and this is where you hum on exhaling.  Concentrate on your breathing and hum each time you exhale.  This help you relax in all part of your body.

3.  Chinese breathing is something new that I have been trying.  Sit down in a comfortable chair, preferably one that doesn’t have arms and take three short breaths through the nose without exhaling between them.

With this technique on the first breath you also have to lift your arms out in front of you , on the second you open up your arms to the side at shoulder level and on the third breathe you lift them over your head.  You then exhale and bring your arms down to your side.

Maybe do it one more time but don’t overdo it as it can make you lightheaded and don’t do this exercise when standing.

I would like you now to watch this video by Wilddivine.com as its a fairly new way to treat anxiety and stress and one I am looking at investigating more.  Click on the link below to watch it.

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